diff --git a/modules/budget/includes/api/save-budget.php b/modules/budget/includes/api/save-budget.php
index c5854f5..4c58629 100644
--- a/modules/budget/includes/api/save-budget.php
+++ b/modules/budget/includes/api/save-budget.php
@@ -199,8 +199,22 @@ if ($action === 'validate_transfers') {
 
         $stmtAcc = $pdo->query("SELECT a.name as acc_name, p.name as owner_name FROM pf_bank_accounts a LEFT JOIN pf_people p ON a.owner_person_id = p.id");
         $bankAccountsMap = [];
+        
+        // Fallback intelligent : on récupère tous les prénoms de la famille
+        $familyNames = $pdo->query("SELECT name FROM pf_people")->fetchAll(PDO::FETCH_COLUMN);
+
         while ($row = $stmtAcc->fetch(PDO::FETCH_ASSOC)) {
-            $bankAccountsMap['vers ' . $row['acc_name']] = $row['owner_name'];
+            $owner = $row['owner_name'];
+            if (!$owner) {
+                // Si pas de propriétaire explicite, on cherche un prénom dans le nom du compte (ex: "Livret A Alex")
+                foreach ($familyNames as $pName) {
+                    if (stripos($row['acc_name'], $pName) !== false) {
+                        $owner = $pName;
+                        break;
+                    }
+                }
+            }
+            $bankAccountsMap['vers ' . $row['acc_name']] = $owner;
         }
 
         $stmt = $pdo->prepare("
diff --git a/modules/budget/includes/api/settings.php b/modules/budget/includes/api/settings.php
index cd75844..6def90d 100644
--- a/modules/budget/includes/api/settings.php
+++ b/modules/budget/includes/api/settings.php
@@ -45,6 +45,9 @@ try {
         $currencySetting = $foyerData['currency'] ?? '€';
         $csvMapping = !empty($foyerData['csv_mapping']) ? json_decode($foyerData['csv_mapping'], true) : null;
 
+        // 6. Liste des membres (pour assigner un compte bancaire)
+        $people = $pdo->query("SELECT id, name FROM pf_people WHERE is_active = 1 ORDER BY name ASC")->fetchAll(PDO::FETCH_ASSOC);
+
         echo json_encode([
             'success' => true,
             'data' => [
@@ -52,6 +55,7 @@ try {
                 'categories'  => $categories,
                 'rules'       => $rules,
                 'salaries'    => $salaries,
+                'people'      => $people,
                 'year'        => $currentYear,
                 'currency'    => $currencySetting,
                 'csv_mapping' => $csvMapping
@@ -64,9 +68,10 @@ try {
     if ($action === 'add_account') {
         $name = trim($_POST['name'] ?? '');
         $type = $_POST['type'] ?? 'checking';
+        $owner_id = !empty($_POST['owner_person_id']) ? (int)$_POST['owner_person_id'] : null;
         if (empty($name)) throw new Exception("Le nom du compte est obligatoire.");
-        $stmt = $pdo->prepare("INSERT INTO pf_bank_accounts (name, account_type, is_default) VALUES (?, ?, 0)");
-        $stmt->execute([$name, $type]);
+        $stmt = $pdo->prepare("INSERT INTO pf_bank_accounts (name, account_type, is_default, owner_person_id) VALUES (?, ?, 0, ?)");
+        $stmt->execute([$name, $type, $owner_id]);
         echo json_encode(['success' => true]);
         exit;
     }
diff --git a/modules/budget/views/settings_modal.php b/modules/budget/views/settings_modal.php
index c1d8491..61c6a6a 100644
--- a/modules/budget/views/settings_modal.php
+++ b/modules/budget/views/settings_modal.php
@@ -80,6 +80,9 @@ if (!defined('CURRENCY')) {
                             <option value="checking"><?= tr('bs_type_checking') ?></option>
                             <option value="savings"><?= tr('bs_type_savings') ?></option>
                         </select>
+                        <select name="owner_person_id" id="select-account-owner" class="pf-input bs-input-fixed">
+                            <option value="">Commun</option>
+                        </select>
                         <button type="submit" class="btn btn-secondary"><?= tr('btn_add') ?></button>
                     </form>
                 </div>
@@ -250,11 +253,21 @@ function switchBsTab(tabId, btnEl) {
 }
 
 async function loadBudgetSettingsData() {
-    try {
-        const response = await pachaFetch('/modules/budget/includes/api/settings.php?action=get_all', { method: 'GET' });
-        if (!response.success) throw new Error(response.error || tr('error_occured'));
-        renderAccounts(response.data.accounts);
-        renderCategories(response.data.categories);
+        try {
+            const response = await pachaFetch('/modules/budget/includes/api/settings.php?action=get_all', { method: 'GET' });
+            if (!response.success) throw new Error(response.error || tr('error_occured'));
+            
+            // Alimenter la liste des propriétaires pour les comptes
+            const ownerSelect = document.getElementById('select-account-owner');
+            if (ownerSelect && response.data.people) {
+                ownerSelect.innerHTML = '<option value="">Commun</option>';
+                response.data.people.forEach(p => {
+                    ownerSelect.innerHTML += `<option value="${p.id}">${p.name}</option>`;
+                });
+            }
+
+            renderAccounts(response.data.accounts);
+            renderCategories(response.data.categories);
         populateRuleCategories(response.data.categories);
         renderRules(response.data.rules);
         renderSalaries(response.data.salaries, response.data.year);