diff --git a/docker/schema_family.sql b/docker/schema_family.sql
index 0684f5e..4c21399 100644
--- a/docker/schema_family.sql
+++ b/docker/schema_family.sql
@@ -165,16 +165,18 @@ CREATE TABLE IF NOT EXISTS pf_import_rules (
   budget_item_id INT(11) NULL DEFAULT NULL
 ) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
 
-CREATE TABLE IF NOT EXISTS pf_advances (
-  id int(11) NOT NULL AUTO_INCREMENT PRIMARY KEY,
-  advance_date date NOT NULL,
-  payer varchar(50) NOT NULL,
-  description varchar(255) NOT NULL,
-  amount decimal(10,2) DEFAULT 0.00,
-  from_savings tinyint(1) DEFAULT 0,
-  is_resolved tinyint(1) DEFAULT 0,
-  created_at datetime DEFAULT current_timestamp()
-) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
+
+CREATE TABLE IF NOT EXISTS `pf_advances` (
+  `id` int(11) NOT NULL AUTO_INCREMENT,
+  `advance_date` date NOT NULL,
+  `payer` varchar(50) NOT NULL,
+  `description` varchar(255) NOT NULL,
+  `amount` decimal(10,2) DEFAULT 0.00,
+  `from_savings` tinyint(1) DEFAULT 0,
+  `is_resolved` tinyint(1) DEFAULT 0,
+  `created_at` datetime DEFAULT current_timestamp(),
+  PRIMARY KEY (`id`)
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_ci;
 
 -- ─── Notes / Memo ─────────────────────────────────────────────────────────────
 CREATE TABLE IF NOT EXISTS pf_notes (
diff --git a/includes/lang/ca.php b/includes/lang/ca.php
index 170097b..3fa029c 100644
--- a/includes/lang/ca.php
+++ b/includes/lang/ca.php
@@ -156,6 +156,15 @@ return [
     'mod_planka_desc'    => 'Gestioneu els vostres projectes en mode Kanban amb Planka.',
     'menu_planka'        => 'Planka',
 
+    // --- SETTINGS : ENFANTS ---
+    'set_kids_title'          => 'Nens de la llar',
+    'set_kids_desc'           => 'Gestioneu la llista de nens per associar-los a l\'estalvi, als regals, etc.',
+    'set_add_kid_placeholder' => 'Nom del nen',
+    'set_btn_add_kid'         => 'Afegir',
+    'set_err_kid_name'        => 'El nom és obligatori.',
+    'set_confirm_del_kid'     => 'Vols eliminar aquest nen? (El seu historial financer es conservarà als arxius).',
+    'set_no_kids'             => 'Cap nen configurat per a aquesta llar.',
+
     // ==========================================
     // FAMILY CALENDAR
     // ==========================================
@@ -385,6 +394,7 @@ return [
     'cat_fixed'                 => 'Despeses Fixes',
     'cat_others'                => 'Altres / Imprevistos',
     'cat_savings'               => 'Estalvis',
+    'budget_tab_kids'           => 'Nens',
 
     // --- BUDGET : SUIVI ---
     'bud_rem_school'            => 'Escola (Resta estimada)',
@@ -565,6 +575,24 @@ return [
     'bud_prev_confirm_copy'      => "Vols copiar les dades de %s a %t?\n\n⚠️ Això sobreescriurà tots els valors ja presents per a %t.",
     'bud_prev_confirm_transfers' => "Confirmes que %p ha fet totes les transferències per a %m?\n\nAixò actualitzarà l'Estalvi automàticament.",
 
+    // --- MODULE BUDGET : AVANCES & TRICOUNT ---
+    'bud_adv_title' => 'Avançaments i Tricount Familiar',
+    'bud_adv_add' => 'Afegir un avançament',
+    'bud_adv_edit' => 'Modificar l\'avançament',
+    'bud_adv_who_paid' => 'Qui ha pagat?',
+    'bud_adv_payer' => 'Pagador',
+    'bud_adv_has_advanced' => '%s ha avançat:',
+    'bud_adv_cc_label' => 'al compte comú',
+    'bud_adv_livret_label' => 'des del seu llibre d\'estalvis',
+    'bud_adv_cc_balance_title' => 'Equilibri del Compte Comú',
+    'bud_adv_owed_to' => 'S\'han de pagar **%s €** a **%s**',
+    'bud_adv_balanced' => 'Els comptes estan perfectament equilibrats!',
+    'bud_adv_saved_badge' => 'Estalvis',
+    'bud_adv_already_saved' => 'Aquests diners provenen d\'un llibre d\'estalvis',
+    'bud_adv_ph_desc' => 'Ex: Compres, Factura d\'electricitat...',
+    'bud_adv_confirm_resolve' => 'Confirmar el reemborsament complet d\'aquest avançament?',
+    'bud_adv_confirm_delete' => 'Eliminar definitivament aquest avançament?',
+
     // ==========================================
     // CADEAUX (GIFTS)
     // ==========================================
diff --git a/includes/lang/en.php b/includes/lang/en.php
index 092f725..93cbe4d 100644
--- a/includes/lang/en.php
+++ b/includes/lang/en.php
@@ -157,6 +157,15 @@ return [
     'mod_planka_desc'    => 'Manage your projects in Kanban mode with Planka.',
     'menu_planka'        => 'Planka',
 
+    // --- SETTINGS : KIDS ---
+    'set_kids_title'          => 'Household Kids',
+    'set_kids_desc'           => 'Manage the list of kids to associate them with savings, gifts, etc.',
+    'set_add_kid_placeholder' => 'Kid\'s first name',
+    'set_btn_add_kid'         => 'Add',
+    'set_err_kid_name'        => 'The first name is required.',
+    'set_confirm_del_kid'     => 'Delete this kid? (Their financial history will remain visible in the archives).',
+    'set_no_kids'             => 'No kids configured for this household.',
+
     // ==========================================
     // FAMILY CALENDAR
     // ==========================================
@@ -383,6 +392,7 @@ return [
     'cat_fixed'                 => 'Fixed costs',
     'cat_others'                => 'Other / Unexpected',
     'cat_savings'               => 'Savings',
+    'budget_tab_kids'           => 'Kids',
 
     // --- BUDGET: TRACKING ---
     'bud_rem_school'            => 'School (estimated remaining)',
@@ -548,6 +558,30 @@ return [
     'bud_prev_confirm_copy'      => "Do you want to copy data from %s to %t?\n\n⚠️ This will overwrite all values already present for %t.",
     'bud_prev_confirm_transfers' => "Confirm that %p has made all their transfers for %m?\n\nThis will automatically update Savings.",
     'bud_prev_label_name'        => 'Name',
+    'bud_adv_title' => 'Advances & Family Tricount',
+    'bud_adv_add' => 'Add an Advance',
+    'bud_adv_edit' => 'Edit Advance',
+    'bud_adv_who_paid' => 'Who paid?',
+    'bud_adv_payer' => 'Payer',
+    'bud_adv_has_advanced' => '%s advanced:',
+    'bud_adv_cc_label' => 'on the joint account',
+    'bud_adv_livret_label' => 'from their savings account',
+    'bud_adv_cc_balance_title' => 'Joint Account Balance',
+    'bud_adv_owed_to' => '<strong>%s €</strong> are owed to <strong>%s</strong>',
+    'bud_adv_balanced' => 'Accounts are perfectly balanced!',
+    'bud_adv_saved_badge' => 'Savings',
+    'bud_adv_already_saved' => 'This money comes from a savings account',
+    'bud_adv_ph_desc' => 'e.g., Groceries, Electricity bill...',
+    'bud_adv_confirm_resolve' => 'Confirm the complete reimbursement of this advance?',
+    'bud_adv_confirm_delete' => 'Permanently delete this advance?',
+    'date' => 'Date',
+    'bud_label_name' => 'Description',
+    'bud_amount' => 'Amount',
+    'actions' => 'Actions',
+    'edit' => 'Edit',
+    'delete' => 'Delete',
+    'btn_cancel' => 'Cancel',
+    'btn_save' => 'Save',
 
     // ==========================================
     // GIFTS
diff --git a/includes/lang/fr.php b/includes/lang/fr.php
index 63cf574..d06ed7b 100644
--- a/includes/lang/fr.php
+++ b/includes/lang/fr.php
@@ -156,6 +156,15 @@ return [
     'mod_planka_desc'    => 'Gérez vos projets en mode Kanban avec Planka.',
     'menu_planka'        => 'Planka',
 
+    // --- SETTINGS : ENFANTS ---
+    'set_kids_title'          => 'Enfants du foyer',
+    'set_kids_desc'           => 'Gérez la liste des enfants pour les associer à l\'épargne, aux cadeaux, etc.',
+    'set_add_kid_placeholder' => 'Prénom de l\'enfant',
+    'set_btn_add_kid'         => 'Ajouter',
+    'set_err_kid_name'        => 'Le prénom est requis.',
+    'set_confirm_del_kid'     => 'Supprimer cet enfant ? (Son historique financier restera visible dans les archives).',
+    'set_no_kids'             => 'Aucun enfant configuré pour ce foyer.',
+
     // ==========================================
     // FAMILY CALENDAR
     // ==========================================
@@ -385,6 +394,7 @@ return [
     'cat_fixed'                 => 'Charges Fixes',
     'cat_others'                => 'Autres / Imprévus',
     'cat_savings'               => 'Épargne',
+    'budget_tab_kids'           => 'Enfants',
 
     // --- BUDGET : SUIVI ---
     'bud_rem_school'            => 'École (Reste estimé)',
@@ -563,6 +573,22 @@ return [
     'bud_sav_modal_title_add'   => 'Saisir un mois',
     'bud_sav_ph_name'           => 'Nom (ex: Vacances)',
     'bud_prev_label_name'       => 'Nom',
+    'bud_adv_title' => 'Avances & Tricount Familial',
+    'bud_adv_add' => 'Ajouter une avance',
+    'bud_adv_edit' => 'Modifier l\'avance',
+    'bud_adv_who_paid' => 'Qui a payé ?',
+    'bud_adv_payer' => 'Payeur',
+    'bud_adv_has_advanced' => '%s a avancé :',
+    'bud_adv_cc_label' => 'sur le compte commun',
+    'bud_adv_livret_label' => 'depuis son livret d\'épargne',
+    'bud_adv_cc_balance_title' => 'Équilibre du Compte Commun',
+    'bud_adv_owed_to' => '<strong>%s €</strong> sont dus à <strong>%s</strong>',
+    'bud_adv_balanced' => 'Les comptes sont parfaitement équilibrés !',
+    'bud_adv_saved_badge' => 'Épargne',
+    'bud_adv_already_saved' => 'Cet argent provient d\'un livret d\'épargne',
+    'bud_adv_ph_desc' => 'Ex: Courses, Facture Électricité...',
+    'bud_adv_confirm_resolve' => 'Confirmer le remboursement complet de cette avance ?',
+    'bud_adv_confirm_delete' => 'Supprimer définitivement cette avance ?',
 
     // ==========================================
     // CADEAUX (GIFTS)
diff --git a/migrate.php b/migrate.php
index 265871d..d3ace5e 100644
--- a/migrate.php
+++ b/migrate.php
@@ -225,6 +225,34 @@ foreach ($families as $f) {
         } catch (\PDOException $e) {
             echo "<span style='color:red'>Erreur : " . $e->getMessage() . "</span></li>";
         }
+
+        try {
+    // Récupération de toutes les bases de données de familles via la base meta
+    $stmtFamilies = $meta_pdo->query("SELECT id, db_name FROM families WHERE is_active = 1");
+    while ($fam = $stmtFamilies->fetch(PDO::FETCH_ASSOC)) {
+        error_log("Migration de la base familiale : " . $fam['db_name']);
+        
+        $fam_dsn = "mysql:host=" . DB_HOST . ";dbname=" . $fam['db_name'] . ";charset=utf8mb4";
+        $fam_pdo = new PDO($fam_dsn, DB_USER, DB_PASS, $options);
+        
+        // Injection incrémentale sécurisée
+        $fam_pdo->exec("
+            CREATE TABLE IF NOT EXISTS `pf_advances` (
+              `id` INT AUTO_INCREMENT PRIMARY KEY,
+              `advance_date` DATE NOT NULL,
+              `payer` VARCHAR(100) NOT NULL,
+              `description` VARCHAR(255) NOT NULL,
+              `amount` DECIMAL(10,2) DEFAULT 0.00,
+              `from_savings` TINYINT(1) DEFAULT 0,
+              `is_resolved` TINYINT(1) DEFAULT 0,
+              `created_at` DATETIME DEFAULT CURRENT_TIMESTAMP
+            ) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_ci;
+        ");
+    }
+    error_log("✅ Migration de la table pf_advances terminée sur tous les tenants.");
+} catch (Exception $e) {
+    die("❌ Erreur critique lors de la migration : " . $e->getMessage());
+}
 }
 
 
diff --git a/modules/budget/includes/api/save-budget.php b/modules/budget/includes/api/save-budget.php
index 71db02a..17aca21 100644
--- a/modules/budget/includes/api/save-budget.php
+++ b/modules/budget/includes/api/save-budget.php
@@ -5,7 +5,6 @@ require __DIR__ . '/../../../../includes/auth.php';
 require __DIR__ . '/../../../../includes/db.php';
 require_login();
 
-
 $action = $_POST['action'] ?? '';
 
 // =================================================================
@@ -42,7 +41,7 @@ if ($action === 'save_note') {
 
 // 1. MISE A JOUR TABLEAU SALAIRES (AJAX)
 if ($action === 'update_salary_config') {
-    header('Content-Type: application/json'); // On précise JSON ici
+    header('Content-Type: application/json');
     $year = $_POST['year'];
     $person = $_POST['person'];
     $field = $_POST['field']; // salary, mensualite, etc.
@@ -50,7 +49,10 @@ if ($action === 'update_salary_config') {
 
     // Liste des champs autorisés pour éviter les injections
     $allowed = ['salary', 'mensualite', 'frais_func', 'eco_perso', 'eco_family'];
-    if (!in_array($field, $allowed)) { echo json_encode(['error'=>'Champ invalide']); exit; }
+    if (!in_array($field, $allowed)) { 
+        echo json_encode(['success' => false, 'error' => 'Champ invalide']); 
+        exit; 
+    }
 
     $stmt = $pdo->prepare("INSERT INTO pf_salary_config (year, person, $field) VALUES (?, ?, ?) ON DUPLICATE KEY UPDATE $field = VALUES($field)");
     $stmt->execute([$year, $person, $value]);
@@ -63,7 +65,7 @@ if ($action === 'update_allocation') {
     header('Content-Type: application/json');
     $date     = $_POST['month_date'];
     $catId    = (int)$_POST['cat_id'];
-    $personId = (int)$_POST['person_id']; // 🟢 Reçoit l'ID de la personne directement !
+    $personId = (int)$_POST['person_id']; 
     $value    = floatval($_POST['value']);
 
     if ($catId <= 0 || $personId <= 0) {
@@ -272,4 +274,91 @@ if ($action === 'validate_transfers') {
         echo json_encode(['success' => false, 'error' => $e->getMessage()]);
     }
     exit;
+}
+
+// =================================================================
+// 7. GESTION DES AVANCES / TRICOUNT (pf_advances)
+// =================================================================
+
+if ($action === 'save_advance') {
+    header('Content-Type: application/json');
+    try {
+        $payer        = trim($_POST['payer'] ?? '');
+        $advance_date = $_POST['advance_date'] ?? date('Y-m-d');
+        $description  = trim($_POST['description'] ?? '');
+        $amount       = abs((float)($_POST['amount'] ?? 0));
+        $from_savings = isset($_POST['from_savings']) ? 1 : 0;
+
+        if (empty($payer) || empty($description) || $amount <= 0) {
+            throw new Exception("Champs obligatoires manquants ou invalides.");
+        }
+
+        $stmt = $pdo->prepare("INSERT INTO pf_advances (advance_date, payer, description, amount, from_savings) VALUES (?, ?, ?, ?, ?)");
+        $stmt->execute([$advance_date, $payer, $description, $amount, $from_savings]);
+
+        echo json_encode(['success' => true]);
+    } catch (Exception $e) {
+        http_response_code(400);
+        echo json_encode(['success' => false, 'error' => $e->getMessage()]);
+    }
+    exit;
+}
+
+if ($action === 'update_advance') {
+    header('Content-Type: application/json');
+    try {
+        $id           = (int)($_POST['id'] ?? 0);
+        $payer        = trim($_POST['payer'] ?? '');
+        $advance_date = $_POST['advance_date'] ?? date('Y-m-d');
+        $description  = trim($_POST['description'] ?? '');
+        $amount       = abs((float)($_POST['amount'] ?? 0));
+        $from_savings = isset($_POST['from_savings']) ? 1 : 0;
+
+        if ($id <= 0 || empty($payer) || empty($description) || $amount <= 0) {
+            throw new Exception("Paramètres invalides fournis.");
+        }
+
+        $stmt = $pdo->prepare("UPDATE pf_advances SET advance_date = ?, payer = ?, description = ?, amount = ?, from_savings = ? WHERE id = ?");
+        $stmt->execute([$advance_date, $payer, $description, $amount, $from_savings, $id]);
+
+        echo json_encode(['success' => true]);
+    } catch (Exception $e) {
+        http_response_code(400);
+        echo json_encode(['success' => false, 'error' => $e->getMessage()]);
+    }
+    exit;
+}
+
+if ($action === 'resolve_advance') {
+    header('Content-Type: application/json');
+    try {
+        $id = (int)($_POST['id'] ?? 0);
+        if ($id <= 0) throw new Exception("ID invalide fourni.");
+
+        $stmt = $pdo->prepare("UPDATE pf_advances SET is_resolved = 1 WHERE id = ?");
+        $stmt->execute([$id]);
+
+        echo json_encode(['success' => true]);
+    } catch (Exception $e) {
+        http_response_code(400);
+        echo json_encode(['success' => false, 'error' => $e->getMessage()]);
+    }
+    exit;
+}
+
+if ($action === 'delete_advance') {
+    header('Content-Type: application/json');
+    try {
+        $id = (int)($_POST['id'] ?? 0);
+        if ($id <= 0) throw new Exception("ID invalide.");
+
+        $stmt = $pdo->prepare("DELETE FROM pf_advances WHERE id = ?");
+        $stmt->execute([$id]);
+
+        echo json_encode(['success' => true]);
+    } catch (Exception $e) {
+        http_response_code(400);
+        echo json_encode(['success' => false, 'error' => $e->getMessage()]);
+    }
+    exit;
 }
\ No newline at end of file
diff --git a/modules/budget/views/budget_prev.php b/modules/budget/views/budget_prev.php
index 74a2a94..2b47279 100644
--- a/modules/budget/views/budget_prev.php
+++ b/modules/budget/views/budget_prev.php
@@ -102,6 +102,41 @@ function getTranslatedMonthName($dateString) {
     $y = date('Y', strtotime($dateString));
     return tr('month_' . $m) . ' ' . $y;
 }
+
+// --- 🧠 PREPARATION DATA TRICOUNT / AVANCES ---
+$stmtAdvancesList = $pdo->query("SELECT * FROM pf_advances WHERE is_resolved = 0 ORDER BY advance_date DESC");
+$activeAdvances = $stmtAdvancesList->fetchAll(PDO::FETCH_ASSOC);
+
+$advTotal = [$p1_name => 0, $p2_name => 0];
+$livretTotal = [$p1_name => 0, $p2_name => 0];
+
+$labelsCC = [$p1_name => [], $p2_name => []];
+$labelsLivret = [$p1_name => [], $p2_name => []];
+
+foreach ($activeAdvances as $adv) {
+    $p = $adv['payer'];
+    $amt = (float)$adv['amount'];
+    $labelStr = htmlspecialchars($adv['description']) . ' (' . number_format($amt, 0, ',', ' ') . '€)';
+    
+    if (!isset($advTotal[$p])) {
+        $advTotal[$p] = 0; $livretTotal[$p] = 0;
+        $labelsCC[$p] = []; $labelsLivret[$p] = [];
+    }
+
+    if ($adv['from_savings']) {
+        $livretTotal[$p] += $amt;
+        $labelsLivret[$p][] = $labelStr;
+    } else {
+        $advTotal[$p] += $amt;
+        $labelsCC[$p][] = $labelStr;
+    }
+}
+
+$balanceDiff = abs(($advTotal[$p1_name] ?? 0) - ($advTotal[$p2_name] ?? 0));
+$owedTo = '';
+if (($advTotal[$p1_name] ?? 0) > ($advTotal[$p2_name] ?? 0)) $owedTo = $p1_name;
+elseif (($advTotal[$p2_name] ?? 0) > ($advTotal[$p1_name] ?? 0)) $owedTo = $p2_name;
+
 ?>
 
 <div class="prev-container" style="--p1-main: <?= $parentMapping[0]['color'] ?>; --p2-main: <?= $parentMapping[1]['color'] ?? '#f59e0b' ?>;">
@@ -288,6 +323,125 @@ function getTranslatedMonthName($dateString) {
         </div>
     </div>
 
+    <div style="margin: 30px 0; background: var(--bg-panel); padding: 24px; border-radius: var(--radius); border: 1px solid var(--border-light); box-shadow: var(--shadow);">
+        <div style="display: flex; justify-content: space-between; align-items: center; margin-bottom: 24px; flex-wrap: wrap; gap: 12px;">
+            <h3 style="margin: 0; font-size: 1.3rem; font-weight: 800;"><?= tr('bud_adv_title') ?></h3>
+            <button type="button" class="pf-btn" onclick="document.getElementById('addAdvanceModal').classList.add('is-active')">
+                ＋ <?= tr('bud_adv_add') ?>
+            </button>
+        </div>
+
+        <div style="display: flex; gap: 20px; margin-bottom: 24px; flex-wrap: wrap;">
+            <div style="flex: 1; min-width: 240px; background: rgba(8, 145, 178, 0.06); border: 1px solid rgba(8, 145, 178, 0.2); padding: 18px; border-radius: 12px;">
+                <div style="font-size: 0.85rem; color: #0891b2; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em;"><?= sprintf(tr('bud_adv_has_advanced'), htmlspecialchars($p1_name)) ?></div>
+                <div style="margin-top: 10px;">
+                    <div style="display: flex; align-items: baseline; gap: 6px;">
+                        <span style="font-size: 1.5rem; font-weight: 800; color: #164e63; font-family: monospace;"><?= number_format($advTotal[$p1_name] ?? 0, 2, ',', ' ') ?> €</span>
+                    </div>
+                    <small style="color: var(--text-muted); font-size: 0.75rem; font-weight: 500;"><?= tr('bud_adv_cc_label') ?></small>
+                    <?php if (!empty($labelsCC[$p1_name])): ?>
+                        <div style="font-size: 0.75rem; color: #0e7490; margin-top: 6px; line-height: 1.4; font-style: italic;">
+                            <?= implode(', ', $labelsCC[$p1_name]) ?>
+                        </div>
+                    <?php endif; ?>
+                </div>
+                <?php if(($livretTotal[$p1_name] ?? 0) > 0): ?>
+                <div style="margin-top: 14px; padding-top: 10px; border-top: 1px dashed rgba(8, 145, 178, 0.3);">
+                    <div style="font-size: 1.2rem; font-weight: 800; color: #4338ca; font-family: monospace;">+ <?= number_format($livretTotal[$p1_name], 2, ',', ' ') ?> €</div>
+                    <small style="color: #4338ca; font-size: 0.75rem; font-weight: 600;"><?= tr('bud_adv_livret_label') ?></small>
+                    <?php if (!empty($labelsLivret[$p1_name])): ?>
+                        <div style="font-size: 0.75rem; color: #3730a3; margin-top: 4px; line-height: 1.4;">
+                            <?= implode(', ', $labelsLivret[$p1_name]) ?>
+                        </div>
+                    <?php endif; ?>
+                </div>
+                <?php endif; ?>
+            </div>
+
+            <div style="flex: 1; min-width: 240px; background: rgba(217, 119, 6, 0.06); border: 1px solid rgba(217, 119, 6, 0.2); padding: 18px; border-radius: 12px;">
+                <div style="font-size: 0.85rem; color: #d97706; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em;"><?= sprintf(tr('bud_adv_has_advanced'), htmlspecialchars($p2_name)) ?></div>
+                <div style="margin-top: 10px;">
+                    <div style="display: flex; align-items: baseline; gap: 6px;">
+                        <span style="font-size: 1.5rem; font-weight: 800; color: #78350f; font-family: monospace;"><?= number_format($advTotal[$p2_name] ?? 0, 2, ',', ' ') ?> €</span>
+                    </div>
+                    <small style="color: var(--text-muted); font-size: 0.75rem; font-weight: 500;"><?= tr('bud_adv_cc_label') ?></small>
+                    <?php if (!empty($labelsCC[$p2_name])): ?>
+                        <div style="font-size: 0.75rem; color: #b45309; margin-top: 6px; line-height: 1.4; font-style: italic;">
+                            <?= implode(', ', $labelsCC[$p2_name]) ?>
+                        </div>
+                    <?php endif; ?>
+                </div>
+                <?php if(($livretTotal[$p2_name] ?? 0) > 0): ?>
+                <div style="margin-top: 14px; padding-top: 10px; border-top: 1px dashed rgba(217, 119, 6, 0.3);">
+                    <div style="font-size: 1.2rem; font-weight: 800; color: #b45309; font-family: monospace;">+ <?= number_format($livretTotal[$p2_name], 2, ',', ' ') ?> €</div>
+                    <small style="color: #b45309; font-size: 0.75rem; font-weight: 600;"><?= tr('bud_adv_livret_label') ?></small>
+                    <?php if (!empty($labelsLivret[$p2_name])): ?>
+                        <div style="font-size: 0.75rem; color: #92400e; margin-top: 4px; line-height: 1.4;">
+                            <?= implode(', ', $labelsLivret[$p2_name]) ?>
+                        </div>
+                    <?php endif; ?>
+                </div>
+                <?php endif; ?>
+            </div>
+
+            <div style="flex: 1; min-width: 240px; background: var(--bg-page); border: 1px solid var(--border-light); padding: 18px; border-radius: 12px; display: flex; flex-direction: column; justify-content: center;">
+                <div style="font-size: 0.75rem; color: var(--text-muted); font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 6px;">
+                    🏛️ <?= tr('bud_adv_cc_balance_title') ?>
+                </div>
+                <div style="font-size: 1.15rem; font-weight: 800;">
+                    <?php if ($balanceDiff > 0.01): ?>
+                        <?= sprintf(tr('bud_adv_owed_to'), number_format($balanceDiff, 2, ',', ' '), htmlspecialchars($owedTo)) ?>
+                    <?php else: ?>
+                        <span style="color: var(--success); font-weight: bold;">✓ <?= tr('bud_adv_balanced') ?></span>
+                    <?php endif; ?>
+                </div>
+            </div>
+        </div>
+
+        <?php if (!empty($activeAdvances)): ?>
+            <div style="overflow-x:auto;">
+                <table class="pf-table" style="margin: 0; box-shadow: none; border: 1px solid var(--border-light);">
+                    <thead>
+                        <tr>
+                            <th><?= tr('date') ?></th>
+                            <th><?= tr('bud_adv_payer') ?></th>
+                            <th><?= tr('bud_label_name') ?></th>
+                            <th><?= tr('bud_amount') ?></th>
+                            <th style="text-align: right;"><?= tr('actions') ?></th>
+                        </tr>
+                    </thead>
+                    <tbody>
+                        <?php foreach ($activeAdvances as $adv): ?>
+                        <tr>
+                            <td style="color: var(--text-muted);"><?= date('d/m/Y', strtotime($adv['advance_date'])) ?></td>
+                            <td style="font-weight: 700; color: <?= $adv['payer'] === $p1_name ? '#0891b2' : '#d97706' ?>;"><?= htmlspecialchars($adv['payer']) ?></td>
+                            <td>
+                                <?= htmlspecialchars($adv['description']) ?>
+                                <?php if ($adv['from_savings']): ?>
+                                    <span style="background: var(--bg-soft); color: var(--primary); font-size: 0.7rem; padding: 2px 6px; border-radius: 4px; margin-left: 6px; font-weight: bold; border: 1px solid rgba(59, 130, 246, 0.2);"><?= tr('bud_adv_saved_badge') ?></span>
+                                <?php endif; ?>
+                            </td>
+                            <td style="font-weight: 700; font-family: monospace;"><?= number_format($adv['amount'], 2, ',', ' ') ?> €</td>
+                            <td style="text-align: right; white-space: nowrap;">
+                                <button class="btn-icon-action edit" title="<?= tr('edit') ?>"
+                                        data-id="<?= $adv['id'] ?>"
+                                        data-payer="<?= htmlspecialchars($adv['payer']) ?>"
+                                        data-date="<?= $adv['advance_date'] ?>"
+                                        data-desc="<?= htmlspecialchars($adv['description']) ?>"
+                                        data-amount="<?= $adv['amount'] ?>"
+                                        data-savings="<?= $adv['from_savings'] ?>"
+                                        onclick="triggerEditAdvanceModal(this)">✏️</button>
+                                <button class="btn-icon-action delete" title="<?= tr('delete') ?>" onclick="executeDeleteAdvance(<?= $adv['id'] ?>)">🗑️</button>
+                                <button class="pf-btn" style="padding: 4px 10px; font-size: 0.8rem; border-radius: 6px; width:auto; height:auto;" onclick="executeResolveAdvance(<?= $adv['id'] ?>)">✓</button>
+                            </td>
+                        </tr>
+                        <?php endforeach; ?>
+                    </tbody>
+                </table>
+            </div>
+        <?php endif; ?>
+    </div>
+
     <?php
     $focusMonth = $months[0];
     $targetsOrder = ['vers commune', 'vers L.Pol', 'vers L.Pep', 'vers L.Perso'];
@@ -365,13 +519,13 @@ function getTranslatedMonthName($dateString) {
                 <input type="text" name="name" class="pf-input" required>
             </div>
             <div class="form-group">
-                <label class="pf-label">Objectif Mensuel (€)</label>
+                <label class="pf-label"><?= tr('bud_prev_monthly_target') ?? 'Objectif Mensuel (€)' ?></label>
                 <input type="number" step="1" name="target" class="pf-input" placeholder="Ex: 150">
             </div>
             <div class="form-group">
-                <label class="pf-label">Destination Virement (Optionnel)</label>
+                <label class="pf-label"><?= tr('bud_prev_transfer_dest') ?? 'Destination Virement (Optionnel)' ?></label>
                 <select name="transfer_dest" class="pf-input">
-                    <option value="" selected>-- Aucune --</option>
+                    <option value="" selected>-- <?= tr('bud_prev_none') ?? 'Aucune' ?> --</option>
                     <option value="vers L.Pol">vers L.Pol</option>
                     <option value="vers L.Pep">vers L.Pep</option>
                     <option value="vers L.Perso">vers L.Perso</option>
@@ -409,13 +563,13 @@ function getTranslatedMonthName($dateString) {
                 <input type="text" name="name" id="edit_cat_name" class="pf-input" required>
             </div>
             <div class="form-group">
-                <label class="pf-label">Objectif Mensuel (€)</label>
+                <label class="pf-label"><?= tr('bud_prev_monthly_target') ?? 'Objectif Mensuel (€)' ?></label>
                 <input type="number" step="1" name="target" id="edit_cat_target" class="pf-input" placeholder="Ex: 150">
             </div>
             <div class="form-group">
-                <label class="pf-label">Destination Virement (Optionnel)</label>
+                <label class="pf-label"><?= tr('bud_prev_transfer_dest') ?? 'Destination Virement (Optionnel)' ?></label>
                 <select name="transfer_dest" id="edit_cat_transfer_dest" class="pf-input">
-                    <option value="">-- Aucune --</option>
+                    <option value="">-- <?= tr('bud_prev_none') ?? 'Aucune' ?> --</option>
                     <option value="vers L.Pol">vers L.Pol</option>
                     <option value="vers L.Pep">vers L.Pep</option>
                     <option value="vers L.Perso">vers L.Perso</option>
@@ -439,6 +593,85 @@ function getTranslatedMonthName($dateString) {
     </div>
 </div>
 
+<div id="addAdvanceModal" class="pf-modal">
+    <div class="pf-modal-content">
+        <div style="display:flex; justify-content:space-between; align-items:center; margin-bottom:16px;">
+            <h3 class="pf-modal-title" style="margin:0; border:none; padding:0;">＋ <?= tr('bud_adv_add') ?></h3>
+            <button type="button" onclick="closeSuiviModal('addAdvanceModal')" style="background:none; border:none; font-size:1.5rem; cursor:pointer; color:var(--text-muted);">&times;</button>
+        </div>
+        <form action="/modules/budget/includes/api/save-budget.php" method="POST" id="formAddAdvance" onsubmit="handleAdvanceSubmit(event, this)">
+            <input type="hidden" name="action" value="save_advance">
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('bud_adv_who_paid') ?></label>
+                <select name="payer" class="pf-input" required>
+                    <option value="<?= htmlspecialchars($p1_name) ?>"><?= htmlspecialchars($p1_name) ?></option>
+                    <option value="<?= htmlspecialchars($p2_name) ?>"><?= htmlspecialchars($p2_name) ?></option>
+                </select>
+            </div>
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('date') ?></label>
+                <input type="date" name="advance_date" class="pf-input" value="<?= date('Y-m-d') ?>" required>
+            </div>
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('bud_label_name') ?></label>
+                <input type="text" name="description" class="pf-input" placeholder="<?= tr('bud_adv_ph_desc') ?>" required autocomplete="off">
+            </div>
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('bud_amount') ?></label>
+                <input type="number" step="0.01" min="0.01" name="amount" class="pf-input" required>
+            </div>
+            <div class="pf-form-group" style="display:flex; align-items:center; gap:8px; margin-top:10px;">
+                <input type="checkbox" name="from_savings" id="add_from_savings" value="1" class="pf-checkbox-lg">
+                <label for="add_from_savings" style="margin:0; cursor:pointer; font-weight:600; color:var(--primary);"><?= tr('bud_adv_already_saved') ?></label>
+            </div>
+            <div class="modal-footer">
+                <button type="button" onclick="closeSuiviModal('addAdvanceModal')" class="pf-btn btn-secondary"><?= tr('btn_cancel') ?></button>
+                <button type="submit" class="pf-btn"><?= tr('btn_save') ?></button>
+            </div>
+        </form>
+    </div>
+</div>
+
+<div id="editAdvanceModal" class="pf-modal">
+    <div class="pf-modal-content">
+        <div style="display:flex; justify-content:space-between; align-items:center; margin-bottom:16px;">
+            <h3 class="pf-modal-title" style="margin:0; border:none; padding:0;">✏️ <?= tr('bud_adv_edit') ?></h3>
+            <button type="button" onclick="closeSuiviModal('editAdvanceModal')" style="background:none; border:none; font-size:1.5rem; cursor:pointer; color:var(--text-muted);">&times;</button>
+        </div>
+        <form action="/modules/budget/includes/api/save-budget.php" method="POST" id="formEditAdvance" onsubmit="handleAdvanceSubmit(event, this)">
+            <input type="hidden" name="action" value="update_advance">
+            <input type="hidden" name="id" id="edit_adv_id">
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('bud_adv_who_paid') ?></label>
+                <select name="payer" id="edit_adv_payer" class="pf-input" required>
+                    <option value="<?= htmlspecialchars($p1_name) ?>"><?= htmlspecialchars($p1_name) ?></option>
+                    <option value="<?= htmlspecialchars($p2_name) ?>"><?= htmlspecialchars($p2_name) ?></option>
+                </select>
+            </div>
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('date') ?></label>
+                <input type="date" name="advance_date" id="edit_adv_date" class="pf-input" required>
+            </div>
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('bud_label_name') ?></label>
+                <input type="text" name="description" id="edit_adv_desc" class="pf-input" required autocomplete="off">
+            </div>
+            <div class="pf-form-group">
+                <label class="pf-label"><?= tr('bud_amount') ?></label>
+                <input type="number" step="0.01" min="0.01" name="amount" id="edit_adv_amount" class="pf-input" required>
+            </div>
+            <div class="pf-form-group" style="display:flex; align-items:center; gap:8px; margin-top:10px;">
+                <input type="checkbox" name="from_savings" id="edit_adv_from_savings" value="1" class="pf-checkbox-lg">
+                <label for="edit_adv_from_savings" style="margin:0; cursor:pointer; font-weight:600; color:var(--primary);"><?= tr('bud_adv_already_saved') ?></label>
+            </div>
+            <div class="modal-footer">
+                <button type="button" onclick="closeSuiviModal('editAdvanceModal')" class="pf-btn btn-secondary"><?= tr('btn_cancel') ?></button>
+                <button type="submit" class="pf-btn"><?= tr('btn_save') ?></button>
+            </div>
+        </form>
+    </div>
+</div>
+
 <button id="fabSumMode" class="pf-fab-sum" onclick="toggleSumMode()">
     <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24" fill="none" stroke="currentColor" stroke-width="2.5" stroke-linecap="round" stroke-linejoin="round"><path d="M18 4H6a2 2 0 0 0-2 2v12a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V6a2 2 0 0 0-2-2z"></path><line x1="8" y1="12" x2="16" y2="12"></line><line x1="12" y1="8" x2="12" y2="16"></line></svg>
 </button>
@@ -451,12 +684,17 @@ function getTranslatedMonthName($dateString) {
 
 <script>
 window.appLang = document.documentElement.lang === "ca" ? "ca-ES" : "fr-FR";
+
+// Dictionnaire I18N injecté proprement depuis PHP
 window.I18N = {
     ...(window.I18N || {}),
     'bud_prev_label_name': <?= json_encode(tr('bud_prev_label_name')) ?>,
     'bud_prev_err_no_history': <?= json_encode(tr('bud_prev_err_no_history')) ?>,
     'bud_prev_confirm_copy': <?= json_encode(tr('bud_prev_confirm_copy')) ?>,
     'bud_prev_confirm_transfers': <?= json_encode(tr('bud_prev_confirm_transfers')) ?>,
+    'bud_prev_confirm_del_line': <?= json_encode(tr('bud_prev_confirm_del_line')) ?>,
+    'bud_adv_confirm_resolve': <?= json_encode(tr('bud_adv_confirm_resolve') ?? 'Confirmer le remboursement ?') ?>,
+    'bud_adv_confirm_delete': <?= json_encode(tr('bud_adv_confirm_delete') ?? 'Supprimer définitivement ?') ?>,
     'bud_err_tech': <?= json_encode(tr('bud_err_tech')) ?>
 };
 
@@ -467,6 +705,8 @@ window.CONFIG.CURRENCY = '<?= defined('CURRENCY') ? CURRENCY : "€" ?>';
 const currentYear = <?= $currentYear ?>;
 const months = <?= json_encode($months) ?>;
 
+/* --- LOGIQUE ALLOCATIONS & BUDGET --- */
+
 function openEditModal(btn) {
     document.getElementById('edit_cat_id').value = btn.getAttribute('data-id');
     document.getElementById('edit_cat_name').value = btn.getAttribute('data-name');
@@ -486,7 +726,6 @@ function updateSalary(person, input) {
     const ecoF = parseFloat(row.querySelector('[data-field="eco_family"]').value) || 0;
 
     const restant = salary - (mens + frais + ecoP + ecoF);
-
     const parentMap = window.CONFIG.parentMapping.find(m => m.name === person);
     if(parentMap) {
         document.getElementById('restant_' + parentMap.css).innerText = Math.round(restant).toLocaleString(window.appLang) + ' €';
@@ -644,11 +883,14 @@ function updateSummaryTable() {
 function saveData(action, data) {
     const formData = new FormData();
     formData.append('action', action);
+    formData.append('ajax', '1'); // <-- Sécurisation pour pachaFetch / backend
     for (const key in data) formData.append(key, data[key]);
-    fetch('modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData });
+    
+    // On utilise fetch ici en mode aveugle pour ne pas bloquer l'UI lors de la frappe rapide
+    fetch('/modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData });
 }
 
-function validateTransfers(personCss, month) {
+async function validateTransfers(personCss, month) {
     const parentMap = window.CONFIG.parentMapping.find(m => m.css === personCss);
     if (!parentMap) return;
 
@@ -659,30 +901,30 @@ function validateTransfers(personCss, month) {
     formData.append('action', 'validate_transfers');
     formData.append('person_id', parentMap.id);
     formData.append('month_date', month);
+    formData.append('ajax', '1'); 
 
-    fetch('modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData })
-    .then(r => r.json())
-    .then(data => {
-        if(data.success) window.location.reload();
-        else alert("Erreur: " + data.error);
-    })
-    .catch(e => alert(window.I18N['bud_err_tech']));
+    try {
+        const result = await pachaFetch('/modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData });
+        if(result.success) {
+            window.location.reload();
+        } else {
+            alert(window.I18N['bud_err_tech'] + " : " + result.error);
+        }
+    } catch(e) {
+        alert(window.I18N['bud_err_tech']);
+    }
 }
 
-function saveGenericNote(noteType, refId, content) {
+async function saveGenericNote(noteType, refId, content) {
     const formData = new FormData();
     formData.append('action', 'save_note');
     formData.append('note_type', noteType);
     formData.append('reference_id', refId);
     formData.append('content', content);
+    formData.append('ajax', '1');
 
-    fetch('modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData })
-    .then(async r => {
-        const text = await r.text();
-        if (!r.ok) throw new Error(`Erreur HTTP ${r.status}`);
-        return JSON.parse(text);
-    })
-    .then(data => {
+    try {
+        const data = await pachaFetch('/modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData });
         if(data.success) {
             const indicator = document.getElementById('note-save-indicator');
             if(indicator) {
@@ -690,12 +932,107 @@ function saveGenericNote(noteType, refId, content) {
                 setTimeout(() => indicator.style.opacity = '0', 2000);
             }
         } else {
-            alert("Erreur: " + data.error);
+            alert(window.I18N['bud_err_tech'] + " : " + data.error);
         }
-    })
-    .catch(e => alert(e.message));
+    } catch(e) {
+        alert(window.I18N['bud_err_tech']);
+    }
 }
 
+async function deleteCategory(id) {
+    if (!confirm(window.I18N['bud_prev_confirm_del_line'])) return;
+    const formData = new FormData();
+    formData.append('action', 'delete_category');
+    formData.append('id', id);
+    formData.append('ajax', '1');
+    try {
+        const result = await pachaFetch('/modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData });
+        if (result.success) window.location.reload();
+    } catch(e) { console.error(e); }
+}
+
+/* --- LOGIQUE TRICOUNT / AVANCES --- */
+
+function closeSuiviModal(modalId) {
+    document.getElementById(modalId).classList.remove('is-active');
+}
+
+function openSuiviModal(modalId) {
+    document.getElementById(modalId).classList.add('is-active');
+}
+
+function triggerEditAdvanceModal(btn) {
+    document.getElementById('edit_adv_id').value = btn.getAttribute('data-id');
+    document.getElementById('edit_adv_payer').value = btn.getAttribute('data-payer');
+    document.getElementById('edit_adv_date').value = btn.getAttribute('data-date');
+    document.getElementById('edit_adv_desc').value = btn.getAttribute('data-desc');
+    document.getElementById('edit_adv_amount').value = btn.getAttribute('data-amount');
+    document.getElementById('edit_adv_from_savings').checked = (btn.getAttribute('data-savings') === '1');
+    openSuiviModal('editAdvanceModal');
+}
+
+async function handleAdvanceSubmit(event, form) {
+    event.preventDefault();
+    const btnSubmit = form.querySelector('button[type="submit"]');
+    const oldText = btnSubmit.innerHTML;
+    btnSubmit.disabled = true;
+    btnSubmit.innerHTML = '...';
+
+    const endpoint = form.getAttribute('action');
+    const formData = new FormData(form);
+    formData.append('ajax', '1'); // <-- Correction de l'erreur d'empty string
+
+    try {
+        // Utilisation robuste de pachaFetch 
+        const result = await pachaFetch(endpoint, { method: 'POST', body: formData });
+        
+        if (result.success) {
+            window.location.reload();
+        } else {
+            alert((window.I18N['bud_err_tech'] || "Erreur") + " : " + (result.error || "Opération échouée"));
+            btnSubmit.disabled = false;
+            btnSubmit.innerHTML = oldText;
+        }
+    } catch (err) {
+        console.error("AJAX Error:", err);
+        alert(window.I18N['bud_err_tech'] || "Une erreur technique est survenue.");
+        btnSubmit.disabled = false;
+        btnSubmit.innerHTML = oldText;
+    }
+}
+
+async function executeResolveAdvance(id) {
+    if (!confirm(window.I18N['bud_adv_confirm_resolve'])) return;
+    const fd = new FormData();
+    fd.append('action', 'resolve_advance');
+    fd.append('id', id);
+    fd.append('ajax', '1');
+    
+    try {
+        await pachaFetch('/modules/budget/includes/api/save-budget.php', { method: 'POST', body: fd });
+        window.location.reload();
+    } catch(err) {
+        console.error(err);
+    }
+}
+
+async function executeDeleteAdvance(id) {
+    if (!confirm(window.I18N['bud_adv_confirm_delete'])) return;
+    const fd = new FormData();
+    fd.append('action', 'delete_advance');
+    fd.append('id', id);
+    fd.append('ajax', '1');
+    
+    try {
+        await pachaFetch('/modules/budget/includes/api/save-budget.php', { method: 'POST', body: fd });
+        window.location.reload();
+    } catch(err) {
+        console.error(err);
+    }
+}
+
+/* --- LOGIQUE MODE SOMME AUTOMATIQUE --- */
+
 let isSumModeActive = false;
 let selectedElementsForSum = new Set();
 
@@ -730,17 +1067,7 @@ function updateSumResult() {
     document.getElementById('sumResultValue').innerText = Math.round(total).toLocaleString(window.appLang) + ' ' + window.CONFIG.CURRENCY;
 }
 
-async function deleteCategory(id) {
-    if (!confirm(window.I18N['bud_prev_confirm_del_line'])) return;
-    const formData = new FormData();
-    formData.append('action', 'delete_category');
-    formData.append('id', id);
-    formData.append('ajax', '1');
-    try {
-        const result = await pachaFetch('modules/budget/includes/api/save-budget.php', { method: 'POST', body: formData });
-        if (result.success) window.location.reload();
-    } catch(e) { console.error(e); }
-}
+/* --- INITIALISATIONS & ECOUTEURS --- */
 
 document.addEventListener('click', function(e) {
     if (!isSumModeActive) return;
@@ -760,6 +1087,7 @@ document.addEventListener('click', function(e) {
 
 document.addEventListener('DOMContentLoaded', recalcAllAllocations);
 
+// Soumission standard des modales de catégories avec pachaFetch
 document.querySelectorAll('#addCatModal form, #editCatModal form').forEach(form => {
     form.addEventListener('submit', async (e) => {
         e.preventDefault();
@@ -769,9 +1097,11 @@ document.querySelectorAll('#addCatModal form, #editCatModal form').forEach(form
             submitBtn.disabled = true;
             submitBtn.innerText = '⏳ ...';
             const formData = new FormData(form);
-            formData.append('ajax', '1');
+            formData.append('ajax', '1'); // Toujours sécuriser
             const actionUrl = form.getAttribute('action');
+            
             const result = await pachaFetch(actionUrl, { method: 'POST', body: formData });
+            
             if (result.success) {
                 form.closest('.pf-modal').style.display = 'none';
                 document.body.classList.remove('no-scroll');
@@ -780,7 +1110,7 @@ document.querySelectorAll('#addCatModal form, #editCatModal form').forEach(form
                 alert((window.I18N['bud_err_tech'] || 'Erreur') + " : " + (result.error || "Inconnue"));
             }
         } catch (error) {
-            alert("Une erreur technique est survenue.");
+            alert(window.I18N['bud_err_tech'] || "Une erreur technique est survenue.");
         } finally {
             submitBtn.disabled = false;
             submitBtn.innerText = originalText;
diff --git a/modules/budget/views/epargne.php b/modules/budget/views/epargne.php
index 087de7d..0f67e15 100644
--- a/modules/budget/views/epargne.php
+++ b/modules/budget/views/epargne.php
@@ -1,9 +1,32 @@
 <?php
 // modules/budget/views/epargne.php
 
-$requestedOwner = $_GET['owner'] ?? 'Nens'; 
-$ownersToDisplay = ($requestedOwner === 'Nens') ? ['Pol', 'Pep'] : [$requestedOwner];
+// --- 🧠 CONFIGURATION AGNOSTIQUE DES MEMBRES (MULTI-TENANT) ---
+$stmtPeople = $pdo->query("SELECT name, role FROM pf_people ORDER BY id ASC");
+$familyParents = [];
+$familyKids = [];
 
+while ($row = $stmtPeople->fetch(PDO::FETCH_ASSOC)) {
+    $role = strtolower(trim($row['role'] ?? ''));
+    
+    if ($role === 'parent') {
+        $familyParents[] = $row['name'];
+    } elseif ($role === 'nounou') {
+        // On ignore la nounou dans l'épargne
+        continue;
+    } else {
+        // Fallback : Si c'est 'enfant', 'user', ou vide, ça va dans l'onglet Enfants
+        $familyKids[] = $row['name'];
+    }
+}
+
+// Sécurité anti-page blanche si la BDD est mal configurée
+if (empty($familyParents)) $familyParents = ['Parent 1', 'Parent 2'];
+
+$requestedOwner = $_GET['owner'] ?? ($familyParents[0] ?? 'Nens'); 
+$ownersToDisplay = ($requestedOwner === 'Nens') ? $familyKids : [$requestedOwner];
+
+// --- RÉCUPÉRATION CONFIGURATION DES MOIS ---
 $cycleConfigs = [];
 $stmtNotes = $pdo->query("SELECT reference_id, content FROM pf_notes WHERE note_type = 'month_config'");
 while ($row = $stmtNotes->fetch(PDO::FETCH_ASSOC)) {
@@ -14,7 +37,6 @@ while ($row = $stmtNotes->fetch(PDO::FETCH_ASSOC)) {
     }
 }
 
-// Récupération sécurisée du nom des mois (utilise les clés globales existantes)
 function getMonthName($dateString) {
     $m = date('m', strtotime($dateString));
     $y = date('Y', strtotime($dateString));
@@ -25,9 +47,19 @@ function getMonthName($dateString) {
 <div class="budget-view">
     <div class="view-header">
         <div class="owner-tabs">
-            <a href="?tab=epargne&owner=Alex" class="owner-tab <?= $requestedOwner === 'Alex' ? 'active' : '' ?>">Alex</a>
-            <a href="?tab=epargne&owner=Laia" class="owner-tab <?= $requestedOwner === 'Laia' ? 'active' : '' ?>">Laia</a>
-            <a href="?tab=epargne&owner=Nens" class="owner-tab <?= $requestedOwner === 'Nens' ? 'active' : '' ?>">Nens 👶</a>
+            <!-- Boucle dynamique sur les parents -->
+            <?php foreach ($familyParents as $p): ?>
+                <a href="?tab=epargne&owner=<?= urlencode($p) ?>" class="owner-tab <?= $requestedOwner === $p ? 'active' : '' ?>">
+                    <?= htmlspecialchars($p) ?>
+                </a>
+            <?php endforeach; ?>
+            
+            <!-- Onglet Enfants -->
+            <?php if (!empty($familyKids)): ?>
+            <a href="?tab=epargne&owner=Nens" class="owner-tab <?= $requestedOwner === 'Nens' ? 'active' : '' ?>">
+                <?= tr('budget_tab_kids') ?? 'Nens 👶' ?>
+            </a>
+            <?php endif; ?>
         </div>
     </div>
 
@@ -52,10 +84,7 @@ function getMonthName($dateString) {
         sort($allCategories);
 
         // Définition de la classe couleur selon le propriétaire
-        $ownerTextClass = '';
-        if ($currentOwner === 'Alex') $ownerTextClass = 'txt-alex';
-        elseif ($currentOwner === 'Laia') $ownerTextClass = 'txt-laia';
-        else $ownerTextClass = 'txt-global'; // Pour Pol et Pep
+        $ownerTextClass = 'txt-global';
     ?>
 
     <div style="display: flex; justify-content: space-between; align-items: center; margin-bottom: 15px; margin-top: <?= ($requestedOwner === 'Nens' && $currentOwner !== 'Pol') ? '40px' : '0' ?>;">        
diff --git a/modules/budget/views/recap.php b/modules/budget/views/recap.php
index ee3e174..d0f932f 100644
--- a/modules/budget/views/recap.php
+++ b/modules/budget/views/recap.php
@@ -81,18 +81,20 @@ $totalRevenus = 0;
                         $realSum = $realTotals[$item['id']];
                         $hasMatchingExpense = true;
                     } 
-                    // B. Correspondance par catégorie système (École, Essence, FMCG)
+                    // B. Correspondance par catégorie système (Multi-tenant via Mots-clés)
                     else {
                         $catKey = null;
-                        if (trim($item['name']) === 'Estimacio escola') $catKey = 'School';
-                        elseif (trim($item['name']) === 'Estimation gasolina') $catKey = 'Essence';
-                        elseif (trim($item['name']) === 'Estimacio F&B & beauty') $catKey = 'FMCG';
+                        if (!empty($item['mapping_keywords'])) {
+                            if (stripos($item['mapping_keywords'], 'School') !== false) $catKey = 'School';
+                            elseif (stripos($item['mapping_keywords'], 'Essence') !== false) $catKey = 'Essence';
+                            elseif (stripos($item['mapping_keywords'], 'FMCG') !== false) $catKey = 'FMCG';
+                        }
 
                         if ($catKey && isset($catTotals[$catKey])) {
                             $realSum = $catTotals[$catKey];
                             $hasMatchingExpense = true;
                         }
-                        // C. Correspondance par mots-clés (seulement sur les dépenses non liées)
+                        // C. Correspondance par mots-clés classiques (sur les dépenses non liées)
                         elseif (!empty($item['mapping_keywords'])) {
                             $keywords = array_map('trim', explode(',', $item['mapping_keywords']));
                             foreach ($unlinkedExpenses as $uexp) {
diff --git a/modules/budget/views/suivi.php b/modules/budget/views/suivi.php
index 901d1c1..5320e04 100644
--- a/modules/budget/views/suivi.php
+++ b/modules/budget/views/suivi.php
@@ -221,10 +221,15 @@ while ($item = $stmt->fetch(PDO::FETCH_ASSOC)) {
                 $pending_charges[] = ['name' => $name, 'amount' => $absAmount];
             }
         }
-        if ($name === 'Estimacio F&B & beauty') $budget_fmcg = $amt;
-        elseif ($name === 'Estimacio escola') $budget_school = $amt;
-        elseif ($name === 'Estimation gasolina') $budget_essence = $amt;
-        elseif ((int)$item['is_estimate'] === 0 && $item['type'] === 'Mensuel' && $item['category'] === 'expense') { $budget_frais += $absAmount; }
+        if (!empty($item['mapping_keywords'])) {
+            if (stripos($item['mapping_keywords'], 'FMCG') !== false) $budget_fmcg += $amt;
+            if (stripos($item['mapping_keywords'], 'School') !== false) $budget_school += $amt;
+            if (stripos($item['mapping_keywords'], 'Essence') !== false) $budget_essence += $amt;
+        }
+
+        if ((int)$item['is_estimate'] === 0 && $item['type'] === 'Mensuel' && $item['category'] === 'expense') { 
+            $budget_frais += $absAmount; 
+        }
     }
 }
 
@@ -580,8 +585,13 @@ $monthName = $monthNames[(int)$viewM] . ' ' . $viewY;
             <div class="form-group" id="blockInputSelect" style="margin-bottom:15px; display:none;">
                 <label class="pf-label"><?= tr('bud_beneficiary') ?></label>
                 <select name="label_select" id="schoolSelect" class="pf-input">
-                    <option value="Ecole Pol">Ecole Pol</option>
-                    <option value="Carole">Carole</option>
+                    <?php
+                    $stmtSchoolLabel = $pdo->query("SELECT name FROM pf_people WHERE role IN ('enfant', 'nounou') OR role IS NULL ORDER BY id ASC");
+                    while($k = $stmtSchoolLabel->fetch(PDO::FETCH_ASSOC)) {
+                        $pName = htmlspecialchars($k['name']);
+                        echo "<option value='{$pName}'>{$pName}</option>";
+                    }
+                    ?>
                 </select>
             </div>
 
diff --git a/schema.sql b/schema.sql
index 0684f5e..7f68cb2 100644
--- a/schema.sql
+++ b/schema.sql
@@ -165,16 +165,17 @@ CREATE TABLE IF NOT EXISTS pf_import_rules (
   budget_item_id INT(11) NULL DEFAULT NULL
 ) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
 
-CREATE TABLE IF NOT EXISTS pf_advances (
-  id int(11) NOT NULL AUTO_INCREMENT PRIMARY KEY,
-  advance_date date NOT NULL,
-  payer varchar(50) NOT NULL,
-  description varchar(255) NOT NULL,
-  amount decimal(10,2) DEFAULT 0.00,
-  from_savings tinyint(1) DEFAULT 0,
-  is_resolved tinyint(1) DEFAULT 0,
-  created_at datetime DEFAULT current_timestamp()
-) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4;
+CREATE TABLE IF NOT EXISTS `pf_advances` (
+  `id` int(11) NOT NULL AUTO_INCREMENT,
+  `advance_date` date NOT NULL,
+  `payer` varchar(50) NOT NULL,
+  `description` varchar(255) NOT NULL,
+  `amount` decimal(10,2) DEFAULT 0.00,
+  `from_savings` tinyint(1) DEFAULT 0,
+  `is_resolved` tinyint(1) DEFAULT 0,
+  `created_at` datetime DEFAULT current_timestamp(),
+  PRIMARY KEY (`id`)
+) ENGINE=InnoDB DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_ci;
 
 -- ─── Notes / Memo ─────────────────────────────────────────────────────────────
 CREATE TABLE IF NOT EXISTS pf_notes (
diff --git a/settings.php b/settings.php
index 7ad5fda..97c681b 100644
--- a/settings.php
+++ b/settings.php
@@ -31,10 +31,50 @@ CREATE TABLE IF NOT EXISTS user_calendar_integrations (
 // ─── Actions ──────────────────────────────────────────────────────────────────
 if ($_SERVER['REQUEST_METHOD'] === 'POST') {
     if (!verify_csrf($_POST['csrf_token'] ?? null)) {
+        // Fallback JSON pour les requêtes AJAX qui échouent au CSRF
+        if (isset($_SERVER['HTTP_X_REQUESTED_WITH']) && strtolower($_SERVER['HTTP_X_REQUESTED_WITH']) === 'xmlhttprequest') {
+            header('Content-Type: application/json');
+            echo json_encode(['success' => false, 'error' => 'Session invalide (CSRF). Rechargez la page.']);
+            exit;
+        }
         $error = "Session invalide (CSRF). Rechargez la page.";
     } else {
     $action = $_POST['action'] ?? '';
 
+    // 🟢 GESTION AJAX : ENFANTS DU FOYER
+    if ($action === 'add_child') {
+        header('Content-Type: application/json');
+        try {
+            $name = trim($_POST['child_name'] ?? '');
+            if (empty($name)) throw new Exception(tr('set_err_kid_name'));
+            
+            require_once __DIR__ . '/includes/db.php';
+            $stmt = $pdo->prepare("INSERT INTO pf_people (name, role) VALUES (?, 'enfant')");
+            $stmt->execute([$name]);
+            
+            echo json_encode(['success' => true]);
+        } catch (Exception $e) {
+            echo json_encode(['success' => false, 'error' => $e->getMessage()]);
+        }
+        exit;
+    }
+    
+    if ($action === 'delete_child') {
+        header('Content-Type: application/json');
+        try {
+            $id = (int)($_POST['child_id'] ?? 0);
+            if ($id > 0) {
+                require_once __DIR__ . '/includes/db.php';
+                $stmt = $pdo->prepare("DELETE FROM pf_people WHERE id = ? AND role = 'enfant'");
+                $stmt->execute([$id]);
+            }
+            echo json_encode(['success' => true]);
+        } catch (Exception $e) {
+            echo json_encode(['success' => false, 'error' => $e->getMessage()]);
+        }
+        exit;
+    }
+
     if ($action === 'update_family_info') {
         require_once __DIR__ . '/includes/db.php';
         
@@ -258,6 +298,13 @@ if ($family_id && isset($pdo)) {
     }
 }
 
+// 4. Récupération de la liste des enfants du foyer
+$kidsList = [];
+if ($family_id && isset($pdo)) {
+    $stmtKids = $pdo->query("SELECT id, name FROM pf_people WHERE role = 'enfant' ORDER BY id ASC");
+    $kidsList = $stmtKids->fetchAll(PDO::FETCH_ASSOC);
+}
+
 $family = null;
 $members = [];
 if ($family_id) {
@@ -484,15 +531,16 @@ require __DIR__ . '/header.php';
     $showCurrency = count(array_intersect(['budget', 'holidays', 'gifts', 'garage'], $enabledMods)) > 0;
     $showZone = in_array('calendar', $enabledMods);
 
-    if ($family_id && ($showCurrency || $showZone)): 
+    if ($family_id): 
         $currentCurrency = defined('CURRENCY') ? CURRENCY : '€';
         $currentZone = defined('ZONE_SCOLAIRE') ? ZONE_SCOLAIRE : 'C';
   ?>
   <section class="pf-panel-card">
     <h2 class="pf-card-h2">👪 Configuration du foyer</h2>
-    <p class="pf-muted-note">Configurez les indicateurs partagés par votre foyer.</p>
+    <p class="pf-muted-note">Configurez les indicateurs et les membres partagés par votre foyer.</p>
     
-    <form method="post" class="pf-stack-md">
+    <?php if ($showCurrency || $showZone): ?>
+    <form method="post" class="pf-stack-md" style="margin-bottom: 24px;">
       <input type="hidden" name="csrf_token" value="<?= htmlspecialchars(csrf_token()) ?>">
       <input type="hidden" name="action" value="update_family_info">
       
@@ -519,8 +567,33 @@ require __DIR__ . '/header.php';
         
       </div>
       
-      <button type="submit" class="pf-btn">Enregistrer les paramètres du foyer</button>
+      <button type="submit" class="pf-btn">Enregistrer les paramètres</button>
     </form>
+    <?php endif; ?>
+
+    <div style="border-top: 1px solid var(--border-light); margin: 24px 0;"></div>
+
+    <h3 style="margin-top: 0; font-size: 1.1rem; color: var(--text-main); margin-bottom: 8px;">👶 <?= tr('set_kids_title') ?></h3>
+    <p class="pf-muted-note"><?= tr('set_kids_desc') ?></p>
+
+    <ul class="pf-stack-sm" style="list-style: none; padding: 0; margin-bottom: 20px; margin-top: 15px;">
+        <?php if (empty($kidsList)): ?>
+            <li class="pf-muted-note" style="font-style: italic;"><?= tr('set_no_kids') ?></li>
+        <?php else: ?>
+            <?php foreach ($kidsList as $kid): ?>
+                <li style="display: flex; justify-content: space-between; align-items: center; padding: 10px 14px; background: var(--bg-page); border: 1px solid var(--border-light); border-radius: 8px;">
+                    <strong><?= htmlspecialchars($kid['name']) ?></strong>
+                    <button type="button" class="btn-icon-action delete" onclick="deleteChild(<?= $kid['id'] ?>)" title="<?= tr('delete') ?>">🗑️</button>
+                </li>
+            <?php endforeach; ?>
+        <?php endif; ?>
+    </ul>
+
+    <form id="formAddChild" style="display: flex; gap: 10px;">
+        <input type="text" id="newChildName" class="pf-input" placeholder="<?= tr('set_add_kid_placeholder') ?>" required autocomplete="off">
+        <button type="submit" class="pf-btn pf-shrink-0">➕ <?= tr('set_btn_add_kid') ?></button>
+    </form>
+
   </section>
   <?php endif; ?>
 
@@ -655,6 +728,71 @@ function copyCode() {
     setTimeout(() => msg.classList.remove('is-visible'), 2000);
   });
 }
+
+// Injection des traductions dynamiques pour JS
+window.I18N = {
+    ...(window.I18N || {}),
+    'set_confirm_del_kid': "<?= tr('set_confirm_del_kid') ?>",
+    'delete': "<?= tr('delete') ?>",
+    'error_occured': "<?= tr('error_occured') ?>"
+};
+
+// Gestion de l'ajout d'enfant
+const formAddChild = document.getElementById('formAddChild');
+if (formAddChild) {
+    formAddChild.addEventListener('submit', async (e) => {
+        e.preventDefault();
+        const input = document.getElementById('newChildName');
+        const name = input.value.trim();
+        if (!name) return;
+
+        const btn = e.target.querySelector('button[type="submit"]');
+        const originalText = btn.innerHTML;
+        btn.innerHTML = '...';
+        btn.disabled = true;
+
+        const fd = new FormData();
+        fd.append('action', 'add_child');
+        fd.append('child_name', name);
+        fd.append('csrf_token', window.CSRF_TOKEN); // Important: CSRF
+
+        try {
+            const res = await pachaFetch('settings.php', { method: 'POST', body: fd });
+            if (res.success) {
+                window.location.reload();
+            } else {
+                showToast(res.error || window.I18N['error_occured'], 'error');
+            }
+        } catch (err) {
+            showToast(window.I18N['error_occured'], 'error');
+        } finally {
+            btn.innerHTML = originalText;
+            btn.disabled = false;
+        }
+    });
+}
+
+// Gestion de la suppression d'enfant
+async function deleteChild(id) {
+    const confirmed = await pachaConfirm(window.I18N['delete'], window.I18N['set_confirm_del_kid']);
+    if (!confirmed) return;
+
+    const fd = new FormData();
+    fd.append('action', 'delete_child');
+    fd.append('child_id', id);
+    fd.append('csrf_token', window.CSRF_TOKEN); // Important: CSRF
+
+    try {
+        const res = await pachaFetch('settings.php', { method: 'POST', body: fd });
+        if (res.success) {
+            window.location.reload();
+        } else {
+            showToast(res.error || window.I18N['error_occured'], 'error');
+        }
+    } catch (err) {
+        showToast(window.I18N['error_occured'], 'error');
+    }
+}
 </script>
 
 <?php require __DIR__ . '/footer.php'; ?>
\ No newline at end of file